1. Acceptance of Terms

By accessing and using Numlyze ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Numlyze provides online calculators and data analysis tools for financial, crypto, and statistical calculations. All calculations are performed client-side in your browser. The Service includes:

• Financial calculators (loan, mortgage, ROI, break-even)
• Crypto ROI calculator
• Percentage and probability calculators
• Data analysis tools (statistics, CSV analyzer, trend charts)

3. Use of Service

You agree to use the Service only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Service. Prohibited behavior includes:

• Attempting to gain unauthorized access to the Service
• Using the Service to transmit any malicious code or viruses
• Scraping or automated access to the Service without permission
• Using the Service for any illegal or unauthorized purpose

4. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that:

• The Service will be uninterrupted or error-free
• Defects will be corrected
• The Service is free of viruses or other harmful components
• The results of calculations are accurate for your specific situation

5. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, NUMYZE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use the Service
• Any errors or omissions in the calculations or results
• Any decisions made based on the results provided by the Service
• Any unauthorized access to or use of our servers

6. Financial and Legal Disclaimer

Important: The calculators and tools provided by Numlyze are for informational and educational purposes only. They are not intended to provide financial, legal, or professional advice. You should:

• Consult with qualified professionals (financial advisors, accountants, lawyers) before making financial or legal decisions
• Verify all calculations independently
• Not rely solely on the results provided by this Service
• Understand that actual results may vary based on many factors not accounted for in our calculators

7. Intellectual Property

The Service, including its original content, features, and functionality, is owned by Numlyze and is protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8. Modifications to Service

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

9. Changes to Terms

We reserve the right to update or change these Terms of Service at any time. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms of Service.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction in which Numlyze operates, without regard to its conflict of law provisions.

11. Contact Information

If you have any questions about these Terms of Service, please contact us through our About page.